West Crete Beach Access Planner from Platanias (11 km west of Chania), 2026 season. The planner sorts eight famous beaches into four road tiers because paved versus unpaved decides whether your rental insurance is valid. Easy paved, any standard car: Platanias/Agia Marina (0-5 min), Stavros (35-45 min), Marathi (40-50 min), Falasarna (50-60 min, mostly free parking). Paved but technical: Elafonisi (1h20-1h45), fully paved via the 2025 Topolia Gorge bypass, Mega Parking 5 euro/day plus a 650-800 m walk, arrive before 08:00 in July-August. Hairpin plus steep hike: Seitan Limania (45-60 min) is paved to the tiny lot (fills by 09:00) but the 15-20 min loose-gravel descent has documented fatal accidents and is not for young children, limited mobility, or fear of heights. Dirt, insurance void: Balos Lagoon and Kedrodasos. Standard Crete rental contracts are asphalt-only; touching any dirt or gravel road instantly voids all damage cover (undercarriage, tyres, wheels, glass). A breakdown needs 4x4 recovery from about 300 euro, plus a possible 60-100 euro breach penalty, and repairs can exceed 1000 euro. GPS geo-fencing auto-detects the Kaliviani turn to Balos. Gravel-road insurance is a real add-on but SUV-only (The Best Cars: Dacia Duster, Sandero Stepway, Fiat Panda Cross, Jeep Renegade; Rental Center Crete SUV from 55 euro/day). Balos: 45 min paved to Kaliviani then 8 km dirt (30-45 min) for about 1h45 total; most visitors should take the Cretan Daily Cruises boat from Kissamos instead. 2026 fares: combo Gramvousa+Balos 40 euro adult / 24 child off-peak, 45 / 27 peak (Jul 15-Sep 15); Balos-only 36-40 adult / 21-24 child; plus 1 euro/person environmental fee. Depart Kissamos about 10:30, return about 17:45; free port parking; card-only onboard. The boat also reaches Gramvousa island, unreachable by car. No-car edge (KTEL, from Platanias take a Chania city bus 11 km to the depot first): Elafonisi one bus/day, depart Chania 09:00, return 16:00, about 12 euro one-way; Falasarna 4-5 buses/day, about 7 euro one-way; Kissamos Port buses timed to the ferry.